28 entries
FATF Grey List (Jurisdictions under Increased Monitoring)FATF ग्रे सूची (बढ्दो निगरानीमा रहेका मुलुक)The grey list is the FATF's public list of jurisdictions that have strategic AML/CFT/CPF deficiencies and have committed to resolve them within agreed timeframes under increased FATF monitoring.Risk & ComplianceFactoringफ्याक्टरिङFactoring is a financial service in which a business sells its short-term trade receivables to a factor at a discount in exchange for immediate cash, often with collection and credit protection services.Forex & Trade FinanceFactors of Productionउत्पादनका साधनFactors of production are the resources used to produce goods and services: land, labour, capital and entrepreneurship.Economy & MarketsFinancial Action Task ForceFATFवित्तीय कारबाही कार्यदलThe FATF is the global inter-governmental body that sets international standards (the FATF Recommendations) against money laundering, terrorist financing and proliferation financing, and publicly lists countries with strategic deficiencies.Risk & ComplianceFinancial Derivativesवित्तीय डेरिभेटिभA financial derivative is a contract whose value depends on (is derived from) the price of an underlying asset such as a currency, interest rate, share, index or commodity.Economy & MarketsFinancial Inclusionवित्तीय समावेशीकरणMaking useful and affordable formal financial services such as accounts, payments, credit, insurance and remittance available to all people and businesses, and encouraging them to use those services.Banking BasicsFinancial Information UnitFIU-Nepalवित्तीय जानकारी इकाईFIU-Nepal is the national agency, housed in Nepal Rastra Bank, that receives, analyses and disseminates suspicious and threshold transaction reports related to money laundering, terrorist financing and proliferation financing.Risk & ComplianceFinancial Literacyवित्तीय साक्षरताThe knowledge, skills, attitude and behaviour people need to make sound decisions about earning, saving, borrowing, investing and protecting money.Banking BasicsFinancial Ratiosवित्तीय अनुपातहरूFinancial ratios express one figure from the financial statements in relation to another so that performance, liquidity, solvency and value can be compared across periods and institutions.Profitability & Financial AnalysisFinancial Sector ReformFSRवित्तीय क्षेत्र सुधारFinancial sector reform is a set of policy, legal and institutional changes to make the financial system more competitive, stable, efficient and inclusive.Economy & MarketsFinancial Systemवित्तीय प्रणालीThe financial system is the network of institutions, markets, instruments, regulators and infrastructure that moves funds from savers to borrowers and provides payment and risk-sharing services.Economy & MarketsFintechफिनटेकFintech refers to the use of technology to deliver or improve financial services, and to the companies that do so.Payments & Digital BankingFiscal (Budget) Deficitबजेट घाटाA fiscal deficit occurs when total government expenditure exceeds total revenue and grants in a year; it shows how much the government must borrow.Economy & MarketsFiscal Policyवित्त नीतिThe government's use of taxation, public expenditure and borrowing to influence economic activity, income distribution and stability.Monetary Policy & NRBFive Cs of Creditकर्जाका पाँच 'सी'The five Cs of credit are Character, Capacity, Capital, Collateral and Conditions, the five factors a lender examines to judge a borrower's creditworthiness.Loans & CreditFixed DepositFDमुद्दती निक्षेपA deposit kept with a bank for a fixed period at an agreed interest rate, repayable with interest at maturity.Deposits & AccountsFixed Interest Rateस्थिर ब्याजदरA fixed interest rate stays the same for the agreed period of the loan, regardless of changes in the bank's base rate or market rates.Loans & CreditFloating Interest Rateपरिवर्तनशील ब्याजदरA floating interest rate moves up or down with a benchmark; in Nepal the benchmark is the bank's base rate plus a fixed premium.Loans & CreditForeign Direct InvestmentFDIप्रत्यक्ष विदेशी लगानीForeign direct investment is investment by a foreign entity that gives it a lasting interest and significant influence or control over an enterprise in another country.Forex & Trade FinanceForeign ExchangeForex / FXविदेशी विनिमयForeign exchange refers to foreign currencies and claims payable in foreign currency, and to the conversion of one currency into another.Forex & Trade FinanceForeign Exchange (Regulation) Act, 2019FERAविदेशी विनिमय (नियमित गर्ने) ऐन, २०१९The Act that regulates foreign exchange transactions in Nepal, requiring a licence from Nepal Rastra Bank to deal in foreign exchange and controlling export, import, investment and borrowing in foreign currency.ActBanking Laws (Acts)Foreign Exchange Reserveविदेशी विनिमय सञ्चितिForeign exchange reserves are external assets, such as foreign currencies, gold and SDRs, held by the central bank and the banking system to meet international payment needs and support the currency.Forex & Trade FinanceForeign Exchange Riskविदेशी विनिमय जोखिमForeign exchange risk is the risk that changes in exchange rates reduce a bank's income or capital because of mismatches between its foreign currency assets and liabilities.Risk & ComplianceForeign Tradeवैदेशिक व्यापारForeign trade is the exchange of goods and services across national borders through exports and imports; the gap between exports and imports is the trade balance.Economy & MarketsForfaitingफरफेटिङForfaiting is the purchase by a bank or forfaiter of an exporter's medium-term receivables, usually guaranteed by the importer's bank, at a discount and without recourse to the exporter.Forex & Trade FinanceForward Contractफरवार्ड सम्झौताA forward contract is an agreement to buy or sell a specified amount of foreign currency at a rate fixed today, for settlement on a future date.Forex & Trade FinanceFunctions of a Commercial Bankवाणिज्य बैंकका कार्यहरूThe primary, agency and general utility services a commercial bank provides, centred on accepting deposits and lending, plus payment, remittance and other services.Banking BasicsFund-based and Non-fund-based Creditकोषमा आधारित र गैरकोषमा आधारित कर्जाFund-based credit involves an actual outflow of the bank's money, such as loans and overdrafts; non-fund-based credit is a commitment, such as a letter of credit or bank guarantee, that becomes a loan only if the customer fails to pay.Loans & Credit