258 entries
Terrorist FinancingTFआतङ्ककारी कार्यमा वित्तीय लगानीTerrorist financing is providing or collecting funds or property, by any means, knowing or intending that they will be used for a terrorist act or by a terrorist person or organisation.Risk & ComplianceThird-party Collateralतेस्रो पक्षको धितोThird-party collateral is property owned by someone other than the borrower that is pledged or mortgaged to secure the borrower's loan.Loans & CreditThree Lines of Defenceजोखिम व्यवस्थापनका तीन सुरक्षा घेराThe three lines of defence is a model that divides risk responsibilities between business units (first line), independent risk management and compliance (second line), and internal audit (third line).Risk & ComplianceThree Pillars of Baselबासेलका तीन स्तम्भThe structure of Basel II and Basel III: Pillar 1 minimum capital requirements, Pillar 2 supervisory review process, and Pillar 3 market discipline through disclosure.Capital & BaselThreshold Transaction ReportTTRसीमा कारोबार प्रतिवेदनA TTR is a report that a bank must send to the FIU for every transaction at or above the amount fixed by NRB, whether or not the transaction is suspicious.Risk & ComplianceTipping Offसूचना चुहाउने कार्यTipping off is informing a customer or any third person that a suspicious transaction report has been or will be filed, or that an investigation is under way.Risk & ComplianceTrade-Based Money LaunderingTBMLव्यापारमा आधारित सम्पत्ति शुद्धीकरणTBML is disguising proceeds of crime and moving value through trade transactions, typically by over-invoicing or under-invoicing goods, misdescribing goods, or multiple invoicing.Risk & ComplianceTreasury BillT-billट्रेजरी बिलA treasury bill is a short-term government debt instrument, issued at a discount and redeemed at face value on maturity, used to raise funds for up to one year.Economy & MarketsTrust Receipt LoanTR loanट्रष्ट रिसिट कर्जाA trust receipt loan is a short-term import loan in which the bank pays the supplier under a letter of credit and releases the goods to the importer, who holds them in trust for the bank and repays from sales.Loans & CreditTypes of Bank Interestबैंकिङमा ब्याजका प्रकारThe different ways banks price and calculate interest on deposits and loans, such as simple and compound, fixed and floating, nominal and effective, and penal interest.Deposits & AccountsUnspecified-purpose Personal Loanप्रयोजन नखुलेका व्यक्तिगत कर्जाAn unspecified-purpose personal loan is a loan to an individual, such as a personal overdraft, mortgage loan or personal term loan, where no specific business or consumption purpose is stated.Loans & CreditVehicle Loanसवारी साधन कर्जाA vehicle loan finances the purchase of a car, motorcycle, electric vehicle or commercial vehicle, usually under hire purchase with the vehicle as security.Loans & CreditWatchlist Loanसूक्ष्म निगरानी कर्जाA watchlist loan is a performing loan that is overdue by 1 to 3 months or shows early warning signs, and needs closer monitoring and a 5% provision.Asset QualityWilful Defaulterनियतपूर्वक ऋण नतिर्ने ऋणीA wilful defaulter is a borrower who can repay but deliberately does not, or who diverts, hides or misuses loan funds or collateral.Loans & CreditWorking Capital Loanचालु पुँजी कर्जाA working capital loan finances a business's day-to-day needs such as stock, raw materials and receivables, and is usually short-term and revolving.Loans & CreditWorld BankWBविश्व बैंकThe World Bank is an international financial institution that provides loans, grants and technical assistance to developing countries to reduce poverty and support development.InstitutionsWorld Trade OrganizationWTOविश्व व्यापार संगठनThe WTO is the international organisation that sets and enforces the rules of trade between nations, provides a forum for trade negotiations and settles trade disputes.InstitutionsgoAMLgoAML सफ्टवेयरgoAML is the financial intelligence software developed by the United Nations Office on Drugs and Crime (UNODC) that FIU-Nepal uses to receive and analyse STR, SAR and TTR reports electronically.Risk & Compliance