383 entries
Tipping Offसूचना चुहाउने कार्यTipping off is informing a customer or any third person that a suspicious transaction report has been or will be filed, or that an investigation is under way.Risk & ComplianceTokenisationटोकनाइजेसनTokenisation replaces sensitive data, such as a card number, with a unique substitute value (token) that is useless if stolen, while the real data is kept securely by a token service provider.Payments & Digital BankingTrade Financeव्यापार वित्तTrade finance is the set of banking products, such as letters of credit, guarantees, collections and import and export loans, that facilitate and finance domestic and international trade.Forex & Trade FinanceTrade-Based Money LaunderingTBMLव्यापारमा आधारित सम्पत्ति शुद्धीकरणTBML is disguising proceeds of crime and moving value through trade transactions, typically by over-invoicing or under-invoicing goods, misdescribing goods, or multiple invoicing.Risk & ComplianceTreasury BillT-billट्रेजरी बिलA treasury bill is a short-term government debt instrument, issued at a discount and redeemed at face value on maturity, used to raise funds for up to one year.Economy & MarketsTrial Balanceपरीक्षण सन्तुलनA trial balance is a list of all ledger account balances on a date, arranged in debit and credit columns, to check that total debits equal total credits.Profitability & Financial AnalysisTrust Receipt LoanTR loanट्रष्ट रिसिट कर्जाA trust receipt loan is a short-term import loan in which the bank pays the supplier under a letter of credit and releases the goods to the importer, who holds them in trust for the bank and repays from sales.Loans & CreditTwo-factor Authentication2FAदुई-तहको प्रमाणीकरणTwo-factor authentication verifies a user with two different types of evidence, such as a password plus a one-time password sent to a registered phone.Payments & Digital BankingTypes of Bank Interestबैंकिङमा ब्याजका प्रकारThe different ways banks price and calculate interest on deposits and loans, such as simple and compound, fixed and floating, nominal and effective, and penal interest.Deposits & AccountsUCP 600UCPयुसीपी ६००UCP 600 is the International Chamber of Commerce's set of rules, effective from 1 July 2007, that governs the issuance and operation of documentary letters of credit worldwide.Forex & Trade FinanceUnclaimed Depositदाबी नपरेको निक्षेपMoney in deposit accounts that have had no transactions for a long period or that no one has claimed after the depositor's death, which banks must report and eventually transfer to NRB.Deposits & AccountsUniversal Bankingयुनिभर्सल बैंकिङA model in which one banking group offers a wide range of financial services, such as commercial banking, investment banking, securities, insurance distribution and asset management, under one roof.Banking BasicsUnspecified-purpose Personal Loanप्रयोजन नखुलेका व्यक्तिगत कर्जाAn unspecified-purpose personal loan is a loan to an individual, such as a personal overdraft, mortgage loan or personal term loan, where no specific business or consumption purpose is stated.Loans & CreditUsance Letter of Creditम्यादी प्रतीतपत्रA usance letter of credit is an LC under which payment is made at a fixed future date after presentation of compliant documents, giving the buyer a credit period.Forex & Trade FinanceVehicle Loanसवारी साधन कर्जाA vehicle loan finances the purchase of a car, motorcycle, electric vehicle or commercial vehicle, usually under hire purchase with the vehicle as security.Loans & CreditVostro Accountभस्ट्रो खाताA vostro account is an account that a foreign bank holds with a domestic bank, usually in the domestic bank's local currency.Forex & Trade FinanceWatchlist Loanसूक्ष्म निगरानी कर्जाA watchlist loan is a performing loan that is overdue by 1 to 3 months or shows early warning signs, and needs closer monitoring and a 5% provision.Asset QualityWilful Defaulterनियतपूर्वक ऋण नतिर्ने ऋणीA wilful defaulter is a borrower who can repay but deliberately does not, or who diverts, hides or misuses loan funds or collateral.Loans & CreditWorking Capitalचालु पुँजीWorking capital is the difference between current assets and current liabilities, representing funds available for day-to-day operations.Profitability & Financial AnalysisWorking Capital Loanचालु पुँजी कर्जाA working capital loan finances a business's day-to-day needs such as stock, raw materials and receivables, and is usually short-term and revolving.Loans & CreditWorld BankWBविश्व बैंकThe World Bank is an international financial institution that provides loans, grants and technical assistance to developing countries to reduce poverty and support development.InstitutionsWorld Trade OrganizationWTOविश्व व्यापार संगठनThe WTO is the international organisation that sets and enforces the rules of trade between nations, provides a forum for trade negotiations and settles trade disputes.InstitutionsgoAMLgoAML सफ्टवेयरgoAML is the financial intelligence software developed by the United Nations Office on Drugs and Crime (UNODC) that FIU-Nepal uses to receive and analyse STR, SAR and TTR reports electronically.Risk & Compliance