492 entries
Vehicle Loanसवारी साधन कर्जाA vehicle loan finances the purchase of a car, motorcycle, electric vehicle or commercial vehicle, usually under hire purchase with the vehicle as security.Loans & CreditVirtual Bankभर्चुअल बैंकA bank that delivers its services mainly or entirely through the internet and other electronic channels, without a network of physical branches.Banking BasicsVostro Accountभस्ट्रो खाताA vostro account is an account that a foreign bank holds with a domestic bank, usually in the domestic bank's local currency.Forex & Trade FinanceWatchlist Loanसूक्ष्म निगरानी कर्जाA watchlist loan is a performing loan that is overdue by 1 to 3 months or shows early warning signs, and needs closer monitoring and a 5% provision.Asset QualityWeb-based Remittanceवेबमा आधारित विप्रेषणWeb-based remittance is the sending and receiving of remittances through online platforms and apps operated by banks or licensed remittance companies, rather than through physical counters.Forex & Trade FinanceWilful Defaulterनियतपूर्वक ऋण नतिर्ने ऋणीA wilful defaulter is a borrower who can repay but deliberately does not, or who diverts, hides or misuses loan funds or collateral.Loans & CreditWorking Capitalचालु पुँजीWorking capital is the difference between current assets and current liabilities, representing funds available for day-to-day operations.Profitability & Financial AnalysisWorking Capital Loanचालु पुँजी कर्जाA working capital loan finances a business's day-to-day needs such as stock, raw materials and receivables, and is usually short-term and revolving.Loans & CreditWorld BankWBविश्व बैंकThe World Bank is an international financial institution that provides loans, grants and technical assistance to developing countries to reduce poverty and support development.InstitutionsWorld Trade OrganizationWTOविश्व व्यापार संगठनThe WTO is the international organisation that sets and enforces the rules of trade between nations, provides a forum for trade negotiations and settles trade disputes.InstitutionsconnectIPSकनेक्टआइपीएसconnectIPS is Nepal Clearing House's real-time retail payment platform that lets customers pay and transfer money directly from their linked bank accounts.Payments & Digital BankinggoAMLgoAML सफ्टवेयरgoAML is the financial intelligence software developed by the United Nations Office on Drugs and Crime (UNODC) that FIU-Nepal uses to receive and analyse STR, SAR and TTR reports electronically.Risk & Compliance