14 entries
Margin Lendingमार्जिन प्रकृतिको कर्जा (शेयर धितो कर्जा)Margin lending is a loan given against listed shares pledged as security, where the bank lends only a part of the share value and asks for more security if prices fall.Loans & CreditMarket Riskबजार जोखिमMarket risk is the risk of loss from movements in market prices such as interest rates, exchange rates, equity prices and commodity prices.Risk & ComplianceMerger and AcquisitionM&Aगाभ्ने गाभिने तथा प्राप्तिA merger combines two or more BFIs into one (either a new entity or the survivor), while an acquisition is one BFI buying all or a controlling part of another's assets, liabilities or shares.Banking BasicsMicroeconomics and Macroeconomicsसूक्ष्म अर्थशास्त्र र बृहत् अर्थशास्त्रMicroeconomics studies the behaviour of individual units such as consumers, firms and markets; macroeconomics studies the economy as a whole, including national income, inflation, unemployment and growth.Economy & MarketsMinimum Paid-up Capital Requirementन्यूनतम चुक्ता पुँजीThe smallest amount of paid-up capital NRB requires a licensed bank or financial institution of each class and operating area to hold.Capital & BaselMonetary Policyमौद्रिक नीतिThe central bank's policy of managing money supply, interest rates and liquidity to achieve price stability, external stability and support for economic growth.Monetary Policy & NRBMoney LaunderingMLसम्पत्ति शुद्धीकरणMoney laundering is converting, transferring, hiding or using property derived from crime so that its illegal origin is concealed and it appears legitimate.Risk & ComplianceMoney Marketमुद्रा बजारThe money market is the market for borrowing and lending short-term funds, usually with maturities of up to one year, through instruments such as treasury bills, interbank loans, repo and call money.Economy & MarketsMoney Supply (M1, M2)मुद्राप्रदायThe total stock of money held by the public in an economy. NRB measures it as narrow money (M1), M1+, broad money (M2) and broad money liquidity (M3).Monetary Policy & NRBMoral Suasionनैतिक दबाबA qualitative monetary tool in which the central bank persuades banks, through meetings, appeals and public statements, to act in line with policy without issuing binding rules.Monetary Policy & NRBMortgage Loanधितोबन्धक कर्जा (मोर्गेज कर्जा)A mortgage loan is a loan secured by immovable property such as land or a building, where the borrower keeps possession but the lender holds a registered charge until the loan is repaid.Loans & CreditMultiple Bankingबहुबैंकिङ कर्जाMultiple banking is when one borrower takes separate loans from several banks without a common consortium agreement, each bank lending and securing its loan on its own.Loans & CreditMutual EvaluationMERपारस्परिक मूल्याङ्कनA mutual evaluation is a peer review in which experts from other member countries assess a country's technical compliance with the FATF Recommendations and the effectiveness of its AML/CFT system.Risk & ComplianceMutual Fundसामूहिक लगानी कोषA mutual fund pools money from many investors and invests it in a diversified portfolio of securities managed by a professional fund manager, with investors owning units of the fund.Economy & Markets