12 entries
IT and Cyber Security Riskसूचना प्रविधि तथा साइबर सुरक्षा जोखिमIT and cyber risk is the risk of loss, disruption or data compromise from failure or misuse of information systems, including hacking, malware, fraud through digital channels and system outages.Risk & ComplianceInflationमुद्रास्फीतिA sustained rise in the general price level of goods and services, which reduces the purchasing power of money. In Nepal it is measured by the change in the consumer price index compiled by NRB.Monetary Policy & NRBInitial Public OfferingIPOप्रारम्भिक सार्वजनिक निष्काशनAn IPO is the first sale of a company's shares to the general public, after which the company becomes publicly held and its shares can be listed on the stock exchange.Economy & MarketsInsider Tradingभित्री कारोबारInsider trading is buying or selling securities using price-sensitive information that has not been made public, obtained through one's position or connection with the company.Economy & MarketsInterbank Rateअन्तरबैंक दरThe interest rate at which banks and financial institutions lend short-term funds to one another. NRB uses the weighted average interbank rate of BFIs as the operating target of monetary policy.LiquidityInterest Capitalizationब्याज पुँजीकरणInterest capitalization means adding unpaid interest to the loan principal instead of collecting it in cash, so that the borrower pays it later with the principal.Loans & CreditInterest Rate CorridorIRCब्याजदर करिडोरA band of short-term interest rates set by NRB, with the standing deposit facility rate as the floor, the standing liquidity facility rate (bank rate) as the ceiling and the policy rate in between, within which the interbank rate is kept.Monetary Policy & NRBInterest Rate RiskIRRब्याजदर जोखिमInterest rate risk is the risk that changes in market interest rates reduce a bank's net interest income or the value of its assets and liabilities.Risk & ComplianceInterest-subsidised Concessional Loanसहुलियतपूर्ण कर्जा (ब्याज अनुदान कर्जा)A concessional loan is a loan to targeted borrowers, such as commercial farmers, women entrepreneurs and returnee migrants, on which the Government of Nepal pays part of the interest as a subsidy through the bank.Loans & CreditInternal Control and Internal Auditआन्तरिक नियन्त्रण तथा आन्तरिक लेखापरीक्षणInternal control is the set of policies, procedures and checks that management builds to protect assets, ensure accurate records and comply with laws; internal audit is the independent function that tests whether those controls work.Risk & ComplianceInternational Development AssociationIDAअन्तर्राष्ट्रिय विकास संघIDA is the part of the World Bank that provides concessional (low or zero interest, long maturity) credits and grants to the world's poorest countries.InstitutionsInternational Monetary FundIMFअन्तर्राष्ट्रिय मुद्रा कोषThe IMF is an international organisation that promotes global monetary cooperation and financial stability through surveillance of economies, lending to countries with balance of payments problems, and capacity development.Institutions