10 entries
Asset Liability CommitteeALCOसम्पत्ति दायित्व व्यवस्थापन समितिA management committee in a bank that reviews liquidity, funding, interest rates and balance-sheet risks and decides on corrective steps.LiquidityAsset Liability ManagementALMसम्पत्ति दायित्व व्यवस्थापनThe coordinated management of a bank's assets and liabilities, mainly their maturities, interest rate sensitivity and currencies, to control liquidity risk and interest rate risk while protecting earnings.LiquidityContingency Funding PlanCFPआकस्मिक कोष योजनाA bank's pre-approved plan setting out how it will raise funds and manage cash flows if it faces a liquidity crisis.LiquidityExcess Liquidityअधिक तरलताA situation in which banks hold more loanable funds and reserves than they can lend or invest profitably, beyond what regulation and prudence require.LiquidityHigh-quality Liquid AssetsHQLAउच्च गुणस्तरका तरल सम्पत्तिUnencumbered assets that can be converted into cash quickly in private markets with little or no loss of value, held to meet liquidity needs during stress. They form the numerator of the Liquidity Coverage Ratio.LiquidityInterbank Rateअन्तरबैंक दरThe interest rate at which banks and financial institutions lend short-term funds to one another. NRB uses the weighted average interbank rate of BFIs as the operating target of monetary policy.LiquidityLiquid Assetsतरल सम्पत्तिAssets that a bank can convert into cash quickly and with little loss, such as cash in vault, balances with NRB and other banks, call money and government securities.LiquidityLiquidity Crunchतरलता अभावA situation in which banks run short of loanable funds, so interbank rates rise, lending slows and banks compete for deposits.LiquidityLiquidity Managementतरलता व्यवस्थापनThe way a bank plans and controls its cash, liquid assets and funding so that it can meet withdrawals and payment obligations on time at reasonable cost, while still earning on idle funds.LiquidityStructural Liquidityसंरचनागत तरलताLiquidity surplus or shortage in the banking system that is expected to last for a long period, as opposed to short-term or seasonal swings.Liquidity