10 entries
Basel Committee on Banking SupervisionBCBSबासेल बैंकिङ सुपरिवेक्षण समितिThe international standard setter for the prudential regulation of banks, hosted by the Bank for International Settlements in Basel, Switzerland. It issued Basel I, II and III.Capital & BaselBasel Iबासेल १The first international capital standard, agreed by the Basel Committee in 1988, requiring banks to hold capital of at least 8% of risk-weighted assets, mainly for credit risk.Capital & BaselBasel IIबासेल २The revised capital framework released by the Basel Committee in June 2004 that made capital more risk-sensitive and organised regulation into three pillars.Capital & BaselBasel IIIबासेल ३The Basel Committee's post-2008 reform package that raises the quality and quantity of bank capital, adds capital buffers and a leverage ratio, and introduces global liquidity standards (LCR and NSFR).Capital & BaselGeneral Reserveसाधारण जगेडा कोषA statutory reserve that every bank and financial institution must build from its annual net profit under the Bank and Financial Institution Act. It forms part of Common Equity Tier 1 capital.Capital & BaselMinimum Paid-up Capital Requirementन्यूनतम चुक्ता पुँजीThe smallest amount of paid-up capital NRB requires a licensed bank or financial institution of each class and operating area to hold.Capital & BaselPaid-up Capitalचुक्ता पुँजीThe part of a company's issued share capital that shareholders have actually paid in full. For a bank it is the base of core capital and is used to judge size and strength.Capital & BaselRisk-weighted AssetsRWAजोखिम भारित सम्पत्तिA bank's assets and off-balance-sheet exposures weighted by their riskiness, plus capital charges for market and operational risk. It is the denominator of the capital adequacy ratio.Capital & BaselSupplementary Capital (Tier 2)Tier 2पूरक पुँजी (टियर २)The second layer of regulatory capital made of reserves and instruments that absorb losses mainly when a bank fails or is wound up. It counts toward total capital but not toward Tier 1.Capital & BaselThree Pillars of Baselबासेलका तीन स्तम्भThe structure of Basel II and Basel III: Pillar 1 minimum capital requirements, Pillar 2 supervisory review process, and Pillar 3 market discipline through disclosure.Capital & Basel