16 entries
NEPSE Indexनेप्से परिसूचकThe NEPSE Index is the main stock market index of Nepal, measuring the overall price movement of shares listed on the Nepal Stock Exchange, weighted by market capitalisation.Economy & MarketsNPL Ratioनिष्क्रिय कर्जा अनुपातThe NPL ratio is the share of non-performing loans in a bank's total loans and advances, and is the main measure of asset quality.RatioAsset QualityNRB Unified Directivesएकीकृत निर्देशनThe consolidated set of prudential and regulatory directives that Nepal Rastra Bank issues to licensed banks and financial institutions, updated periodically to include all circulars issued since the previous edition.Monetary Policy & NRBNational Incomeराष्ट्रिय आयNational income is the total income earned by a country's residents from production in a year; its main measures are GDP, GNI (GNP), NNP and national income at factor cost.Economy & MarketsNational Risk AssessmentNRAराष्ट्रिय जोखिम मूल्याङ्कनA national risk assessment is a country-level study that identifies the main money laundering and terrorist financing threats, vulnerable sectors and overall risk so that policy and resources can be targeted.Risk & ComplianceNegotiable Instrumentविनिमेय अधिकारपत्रA written instrument for payment of money that can be transferred by delivery or endorsement so that the transferee becomes the holder; under Nepal's NI Act, 2034 it means a promissory note and a bill of exchange, which includes cheques and drafts.Cheques & InstrumentsNepal Bank LimitedNBLनेपाल बैंक लिमिटेडNepal Bank Limited is the first bank of Nepal, established on Kartik 30, 1994 BS (15 November 1937) under the Nepal Bank Act, and is now a Class A commercial bank with majority government ownership.InstitutionsNepal Bankers' AssociationNBAनेपाल बैंकर्स संघThe Nepal Bankers' Association is the industry association of commercial banks in Nepal that coordinates its members, promotes uniform banking standards and represents banks before regulators and the government.InstitutionsNepal Clearing House LimitedNCHLनेपाल क्लियरिङ हाउस लिमिटेडNepal Clearing House Limited is the public company, set up under NRB's leadership, that operates Nepal's national clearing and retail payment systems such as electronic cheque clearing, interbank payments and connectIPS.InstitutionsNepal Insurance AuthorityNIAनेपाल बीमा प्राधिकरणThe Nepal Insurance Authority is the sole regulator of the insurance business in Nepal, responsible for licensing, regulating, inspecting and supervising insurers and insurance intermediaries.InstitutionsNepal Rastra BankNRBनेपाल राष्ट्र बैंकNepal Rastra Bank is the central bank of Nepal, responsible for monetary and foreign exchange policy, regulating and supervising banks and financial institutions, issuing currency and overseeing the payment system.InstitutionsNepal Stock ExchangeNEPSEनेपाल स्टक एक्सचेन्ज (नेपाल धितोपत्र विनिमय बजार)NEPSE is Nepal's only operating stock exchange, where listed shares, debentures and mutual fund units are traded in the secondary market.InstitutionsNominal Anchorनाममात्रको अङ्कुशA nominal variable that a central bank fixes or targets to tie down the price level and inflation expectations. Nepal's nominal anchor is the fixed exchange rate of the Nepali rupee with the Indian rupee.Monetary Policy & NRBNomineeइच्छाएको व्यक्ति (नोमिनी)The person an account holder names in advance to receive the deposit if the account holder dies.Banking BasicsNon-banking AssetsNBAगैरबैंकिङ सम्पत्तिNon-banking assets are properties, usually land and buildings, that a bank takes over in its own name from defaulting borrowers when the collateral cannot be sold at auction.Asset QualityNon-performing Loan (NPL / NPA)NPLनिष्क्रिय कर्जाA non-performing loan is a loan on which principal or interest has been overdue for more than three months, or that NRB rules otherwise treat as impaired; in Nepal it covers substandard, doubtful, loss and restructured or rescheduled loans.Asset Quality