11 entries
Cash and Vault Managementनगद तथा ढुकुटी व्यवस्थापनThe procedures a bank branch uses to receive, hold, count, record, move and protect cash and valuables in its vault and at its counters.Banking BasicsCentral Bankकेन्द्रीय बैंकThe apex monetary authority of a country that issues currency, conducts monetary policy, regulates banks and acts as banker to the government and to banks. In Nepal this is Nepal Rastra Bank.Banking BasicsClass A: Commercial Bank"क" वर्ग: वाणिज्य बैंकA bank licensed by NRB in class "A" under BAFIA 2073, permitted to carry out the widest range of banking and financial transactions in Nepal.Banking BasicsClass B: Development Bank"ख" वर्ग: विकास बैंकA financial institution licensed by NRB in class "B" under BAFIA 2073 that must use the words "development bank" in its name and may carry out a defined subset of banking transactions.Banking BasicsClass C: Finance Company"ग" वर्ग: वित्त कम्पनीA financial institution licensed by NRB in class "C" under BAFIA 2073 that must use the words "finance company" in its name and may carry out a narrower set of deposit and lending activities.Banking BasicsClass D: Microfinance Financial InstitutionMFI"घ" वर्ग: लघुवित्त वित्तीय संस्थाA financial institution licensed by NRB in class "D" under BAFIA 2073 that provides small loans and related services mainly to low-income groups and their members, and must use "microfinance financial institution" in its name.Banking BasicsClean Note Policyसफा नोट नीतिNRB's policy requiring banks to put only clean, fit notes back into circulation and to separate soiled or damaged notes for return to NRB or a currency chest.Banking BasicsCorporate Bankingकर्पोरेट बैंकिङBanking services for large companies, institutions and government entities, covering large loans, working capital, project and consortium finance, trade finance, cash management and treasury products.Banking BasicsCounterfeit Note Detectionनक्कली नोट पहिचानChecking banknotes for the security features printed by the issuing central bank so that forged notes are identified and kept out of circulation.Banking BasicsCurrency ChestनोटकोषA store of NRB-owned currency kept at a designated bank branch in places without an NRB office, from which banks draw fresh notes and to which they deposit surplus and unfit notes.Banking BasicsCustomer Complaint and Grievance Handlingग्राहक गुनासो सुनुवाइThe system a BFI must keep to receive, record, resolve and report customer complaints, with escalation to NRB if the customer is not satisfied.Banking Basics