72 entries
Credit to Deposit RatioCD Ratioकर्जा–निक्षेप अनुपातThe ratio of a bank's total loans and advances to its total deposits. NRB caps it to stop banks lending out more than a safe share of their deposit base.RatioLiquidityCrossed Chequeरेखाङ्कित चेकA cheque with two parallel lines across its face, which can be paid only to a banker (general crossing) or to the named banker (special crossing), not in cash over the counter.Cheques & InstrumentsCurrency ChestनोटकोषA store of NRB-owned currency kept at a designated bank branch in places without an NRB office, from which banks draw fresh notes and to which they deposit surplus and unfit notes.Banking BasicsCurrency Convertibilityमुद्राको परिवर्त्यताCurrency convertibility is the freedom to exchange a domestic currency into foreign currency, and vice versa, at market-determined or official rates for specified purposes.Forex & Trade FinanceCurrency Managementमुद्रा व्यवस्थापनThe central bank's function of designing, printing, issuing, distributing, withdrawing and destroying banknotes and coins, so that the economy has enough clean, genuine currency.Monetary Policy & NRBCurrency Swapमुद्रा स्वापA currency swap is an agreement in which two parties exchange amounts in two currencies now and reverse the exchange at a later date at a pre-agreed rate.Forex & Trade FinanceCurrent Accountचल्ती खाताA deposit account from which money can be withdrawn at any time on demand, mainly used by businesses for frequent transactions; it usually pays no interest.Deposits & AccountsCurrent Ratioचालु अनुपातThe current ratio compares current assets with current liabilities to show a firm's ability to pay short-term obligations.RatioProfitability & Financial AnalysisCustomer Complaint and Grievance Handlingग्राहक गुनासो सुनुवाइThe system a BFI must keep to receive, record, resolve and report customer complaints, with escalation to NRB if the customer is not satisfied.Banking BasicsCustomer Due DiligenceCDDग्राहक पहिचान तथा सम्पुष्टिCDD is the full set of measures a bank takes to identify and verify a customer and beneficial owner, understand the purpose of the relationship, assess risk and keep monitoring transactions throughout the relationship.Risk & ComplianceCustoms Declarationभन्सार प्रज्ञापनपत्रA customs declaration is the document an importer or exporter files with customs, giving details of goods, value and classification so that duties can be assessed and goods cleared.Forex & Trade FinanceconnectIPSकनेक्टआइपीएसconnectIPS is Nepal Clearing House's real-time retail payment platform that lets customers pay and transfer money directly from their linked bank accounts.Payments & Digital Banking