10 entries
General Loan Loss Provisionसामान्य कर्जा नोक्सानी व्यवस्थाGeneral loan loss provision is the provision kept on performing (pass and watchlist) loans to cover losses that are not yet identified in specific loans.Asset QualityGeneral Reserveसाधारण जगेडा कोषA statutory reserve that every bank and financial institution must build from its annual net profit under the Bank and Financial Institution Act. It forms part of Common Equity Tier 1 capital.Capital & BaselGold and Silver Loanसुनचाँदी धितो कर्जाA gold and silver loan is a loan secured by pledging gold or silver ornaments, bars or coins, which the bank tests, values and keeps in its vault.Loans & CreditGood for Payment ChequeGFPगुड फर पेमेन्ट चेकA customer's cheque on which the drawee bank certifies, at the holder's request, that funds are available and reserved, so that payment is assured.Cheques & InstrumentsGovernment BudgetबजेटThe government budget is the annual statement of the government's estimated revenue and expenditure, and how any deficit will be financed, presented to and approved by Parliament.Economy & MarketsGovernment Securitiesसरकारी ऋणपत्र (सरकारी धितोपत्र)Government securities are debt instruments issued by the government to borrow from the public and institutions, including treasury bills, development bonds, and savings bonds.Economy & MarketsGrace Period (Moratorium)ग्रेस अवधि (मोराटोरियम)A grace period is the time from loan disbursement until the first instalment falls due, during which the borrower does not repay principal (and sometimes interest).Loans & CreditGreen PINग्रिन पिनGreen PIN is a paperless method of generating or resetting a card PIN at an ATM or through digital channels using an OTP sent to the registered mobile number, instead of a printed PIN mailer.Payments & Digital BankingGross Domestic ProductGDPकुल गार्हस्थ्य उत्पादनGDP is the total market value of all final goods and services produced within a country's borders during a period, usually a fiscal year.Economy & MarketsgoAMLgoAML सफ्टवेयरgoAML is the financial intelligence software developed by the United Nations Office on Drugs and Crime (UNODC) that FIU-Nepal uses to receive and analyse STR, SAR and TTR reports electronically.Risk & Compliance