13 entries
Days Past Due (Overdue Period)DPDभाखा नाघेको अवधिDays past due is the number of days by which a scheduled payment of principal or interest is late; it is the main basis for classifying loans in Nepal.Asset QualityDebentureऋणपत्र (डिबेन्चर)A debenture is a debt instrument issued by a company acknowledging a loan from investors, on which the company pays fixed interest and repays the principal at maturity.Economy & MarketsDeflationअपस्फीतिDeflation is a sustained fall in the general price level, meaning inflation is negative; disinflation is a fall in the rate of inflation while prices still rise.Economy & MarketsDemand DraftDDड्राफ्ट (डिमान्ड ड्राफ्ट)A bill of exchange drawn by one office of a bank on another of its offices, payable on demand to a specified person or order (NI Act, 2034, Section 2(झ)).Cheques & InstrumentsDemand and Supplyमाग र आपूर्तिDemand is the quantity of a good buyers are willing and able to buy at each price; supply is the quantity sellers are willing to offer at each price. Their interaction sets the market price.Economy & MarketsDepartment of Money Laundering InvestigationDMLIसम्पत्ति शुद्धीकरण अनुसन्धान विभागThe Department of Money Laundering Investigation is the government agency that investigates money laundering, terrorist financing and proliferation financing offences and files cases in court.InstitutionsDepositनिक्षेपMoney placed by customers with a bank or financial institution, with or without interest, that the institution must repay on demand or at maturity.Deposits & AccountsDeposit Insuranceनिक्षेप सुरक्षणProtection under which a deposit guarantee fund pays depositors up to a set limit if their bank or financial institution fails; in Nepal it is provided by the Deposit and Credit Guarantee Fund.Deposits & AccountsDeposit and Credit Guarantee FundDCGFनिक्षेप तथा कर्जा सुरक्षण कोषThe Deposit and Credit Guarantee Fund is the government-owned body that insures small depositors' money in banks and financial institutions and guarantees certain loans to small and medium enterprises, agriculture, microfinance and exports.InstitutionsDevelopment Bondविकास ऋणपत्रA development bond is a long-term government bond, issued with a fixed coupon for several years, to finance development spending.Economy & MarketsDormant Accountनिष्क्रिय खाताA deposit account that the bank has classified as inactive because the customer has made no transactions for the period NRB prescribes.Deposits & AccountsDoubtful Loanशंकास्पद कर्जाA doubtful loan is a non-performing loan overdue by 6 months to 1 year, where full recovery is highly uncertain, requiring at least a 50% provision.Asset QualityDrawer, Drawee and Payeeड्रअर, ड्रयी र भुक्तानी पाउने व्यक्तिThe three basic parties to a bill of exchange or cheque: the drawer who writes it, the drawee who is directed to pay, and the payee who is to receive payment.Cheques & Instruments