12 entries
Rastriya Banijya Bank LimitedRBBराष्ट्रिय वाणिज्य बैंक लिमिटेडRastriya Banijya Bank is a government-owned Class A commercial bank of Nepal, established in 2022 BS under a special act, with branches in all 77 districts.InstitutionsReal Estate Loanरियल स्टेट कर्जा (घरजग्गा कर्जा)A real estate loan is credit for buying, plotting or developing land and for commercial buildings, residential apartments and complexes, as defined in NRB's sector classification.Loans & CreditRecurring DepositRDआवर्ती निक्षेपA deposit scheme in which the customer deposits a fixed amount every month (or other interval) for an agreed period and receives the total with interest at maturity.Deposits & AccountsRefinanceपुनरकर्जाConcessional funding that NRB provides to banks and financial institutions against loans they have given to priority or targeted sectors, so that those borrowers get credit at lower interest rates.Monetary Policy & NRBRemittance Saving Accountविप्रेषण बचत खाताA saving account into which remittances sent home through the banking system by Nepalis working abroad are deposited, and on which NRB requires extra interest.Deposits & AccountsRepoरिपोA transaction in which NRB buys government securities from banks with an agreement that the banks will buy them back on a set date at a set price, injecting short-term liquidity.Monetary Policy & NRBReputation, Strategic, Legal and ESG Risksप्रतिष्ठा, रणनीतिक, कानुनी तथा वातावरणीय-सामाजिक जोखिमThese are risks outside the main credit, market and operational categories: loss of public trust (reputation), poor business decisions (strategic), losses from lawsuits or unenforceable contracts (legal), and environmental, social and climate-related risks.Risk & ComplianceReverse Repoरिभर्स रिपोA transaction in which NRB sells government securities to banks with an agreement to buy them back later at a set price, temporarily absorbing excess liquidity.Monetary Policy & NRBRight Shareहकप्रद शेयरA right share is a new share offered by a company to its existing shareholders in proportion to their current holdings, usually at par or a set price, to raise additional capital.Economy & MarketsRisk Appetite and Tolerance Limitजोखिम वहन क्षमता र सहनसीमाRisk appetite is the amount and type of risk a bank's board is willing to take to meet its objectives; the tolerance limit is the maximum deviation from that level the bank can accept.Risk & ComplianceRisk-Based ApproachRBAजोखिममा आधारित पद्धतिA risk-based approach means identifying and assessing money laundering and terrorist financing risks and applying stronger controls where risk is higher and lighter controls where it is lower.Risk & ComplianceRisk-weighted AssetsRWAजोखिम भारित सम्पत्तिA bank's assets and off-balance-sheet exposures weighted by their riskiness, plus capital charges for market and operational risk. It is the denominator of the capital adequacy ratio.Capital & Basel