9 entries
Capital Adequacy RatioCARपुँजीकोष पर्याप्तता अनुपातThe ratio of a bank's total regulatory capital (Tier 1 plus Tier 2) to its total risk-weighted exposure. It shows how much loss-absorbing capital a bank holds against the risks in its assets and operations.RatioCapital & BaselCash Reserve RatioCRRअनिवार्य नगद मौज्दात अनुपातThe share of a bank's total deposits that it must keep as a balance in its account with Nepal Rastra Bank. It is both a liquidity safeguard and a monetary policy tool.RatioLiquidityCommon Equity Tier 1CET1साधारण शेयर पुँजी (CET1)The highest-quality part of Tier 1 capital, made of common shares, share premium, statutory general reserve, retained earnings and other free reserves, net of regulatory deductions.RatioCapital & BaselCore Capital (Tier 1)Tier 1प्राथमिक पुँजी (टियर १)The highest-quality, permanent part of a bank's capital that absorbs losses while the bank keeps operating. Under Basel III it equals Common Equity Tier 1 plus Additional Tier 1.RatioCapital & BaselCost of Fundsकोषको लागतCost of funds is the average interest rate a bank pays to raise the money it lends and invests, mainly deposits and borrowings.RatioProfitability & Financial AnalysisCost to Income Ratioलागत-आम्दानी अनुपातThe cost to income ratio compares a bank's operating expenses with its operating income to show how efficiently it is run.RatioProfitability & Financial AnalysisCredit to Core Capital plus Deposit RatioCCD Ratioकर्जा–प्राथमिक पुँजी तथा निक्षेप अनुपातThe former NRB lending limit that compared a bank's total credit with the sum of its core capital and local-currency deposits. It was replaced by the Credit to Deposit (CD) ratio.RatioLiquidityCredit to Deposit RatioCD Ratioकर्जा–निक्षेप अनुपातThe ratio of a bank's total loans and advances to its total deposits. NRB caps it to stop banks lending out more than a safe share of their deposit base.RatioLiquidityCurrent Ratioचालु अनुपातThe current ratio compares current assets with current liabilities to show a firm's ability to pay short-term obligations.RatioProfitability & Financial Analysis