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High-powered Money (Reserve Money)RMउच्चशक्ति मुद्रा (सञ्चित मुद्रा)The money directly created by the central bank: currency in circulation plus the deposits of banks and others with the central bank. It is the base on which banks create broad money.Monetary Policy & NRBHire Purchase Loanहायरपर्चेज कर्जाA hire purchase loan finances the purchase of an asset such as a vehicle or machinery, which the buyer uses while paying instalments; ownership passes fully only after the last instalment.Loans & CreditHome Loanआवासीय घर कर्जाA home loan is a loan to an individual to build or buy a house or apartment for own use or for renting out, repaid in instalments from the borrower's income.Loans & CreditHypothecationदृष्टिबन्धक (हाइपोथिकेसन)Hypothecation is a charge on movable assets such as stock, receivables or vehicles given as security, where the borrower keeps both ownership and possession of the goods.Loans & Credit