Study notes
Short, sourced notes on the topics every bank exam asks about, each with a quiz to check what stuck.
Banking
5 notesBanking System and Financial Institutions of NepalHow banking grew in Nepal from Nepal Bank Limited (1994 BS) to today's licensed system, and how the BAFIA 2073 sorts institutions into classes A, B, C and D under Nepal Rastra Bank.4 min read4 min readFunctions and Services of Commercial BanksWhat a class A bank does: deposits, loans and advances, agency and utility services, non-fund-based business such as guarantees and letters of credit, and the legal relationship with customers.3 min read3 min readNepal Rastra Bank and Monetary PolicyThe objectives, functions and governance of Nepal Rastra Bank under the NRB Act, 2058, and how CRR, SLR, bank rate, policy rate, the interest rate corridor and open market operations work.4 min read4 min readPayment and Settlement SystemsHow money moves between banks in Nepal: cheque clearing through NCHL-ECC, NCHL-IPS and connectIPS, the RTGS run by Nepal Rastra Bank, cards, QR payments and SWIFT.3 min read3 min readKYC, AML and Banking RiskCustomer due diligence and reporting duties under the Assets (Money) Laundering Prevention Act, 2064, the role of FIU-Nepal, the main banking risks and the capital ratios of NRB's Capital Adequacy Framework 2015.4 min read4 min read