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Interbank Payment SystemIPSअन्तरबैंक भुक्तानी प्रणालीThe Interbank Payment System (NCHL-IPS) is an electronic system for transferring funds between accounts at different banks, supporting direct credit and direct debit transactions.Payments & Digital BankingInterchange Feeइन्टरचेन्ज शुल्कAn interchange fee is the fee paid between banks for card transactions: by the acquiring bank to the issuing bank for purchases, or by the issuer to the ATM-owning bank for off-us ATM use.Payments & Digital BankingInternet Bankingइन्टरनेट बैंकिङInternet banking lets customers access their bank accounts and carry out transactions through the bank's secure website.Payments & Digital BankingIssuing Bankजारीकर्ता बैंकAn issuing bank is the bank or institution that issues a payment card to a customer, authorises the customer's transactions and bears responsibility for the cardholder's account.Payments & Digital Banking