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Base Rateआधार दरThe base rate is the minimum reference interest rate of a bank, worked out from its cost of funds and regulatory costs, on which the bank adds a premium to price its loans.Loans & CreditBills Purchase and Discountingबिल्स खरिद तथा डिस्काउन्टिङBills purchase and discounting is short-term finance in which the bank pays a customer the value of a bill of exchange or trade bill before its due date, after deducting interest (the discount), and collects the full amount on maturity.Loans & CreditBlacklistingकालोसूचीBlacklisting is the listing of a defaulting borrower, and related parties, in the Credit Information Bureau's blacklist, which bars them from getting new loans from any bank or financial institution.Loans & Credit