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Payment Gatewayपेमेन्ट गेटवेA payment gateway is a service that securely captures and transmits online payment details from a website or app to banks or payment networks for authorisation.Payments & Digital BankingPayment Processingभुक्तानी प्रशोधनPayment processing is the sequence of steps by which an electronic payment is initiated, authorised, cleared and settled between payer and payee.Payments & Digital BankingPayment Service ProviderPSPभुक्तानी सेवा प्रदायकA payment service provider is an institution licensed by Nepal Rastra Bank to offer electronic payment services, such as wallets, directly to customers.Payments & Digital BankingPayment System OperatorPSOभुक्तानी प्रणाली सञ्चालकA payment system operator is an institution licensed by Nepal Rastra Bank to operate the infrastructure that switches, clears and settles payments among banks, wallets and card networks.Payments & Digital BankingPhishingफिसिङPhishing is a social-engineering fraud in which criminals pose as a trusted party through email, SMS, calls or fake websites to trick people into revealing passwords, PINs, OTPs or card details.Payments & Digital BankingPoint of SalePOSबिक्री बिन्दुA POS terminal is a device at a merchant's counter that accepts card and other electronic payments for goods and services.Payments & Digital BankingPrepaid Cardप्रिपेड कार्डA prepaid card is a payment card loaded in advance with a fixed amount, which can be spent until the loaded value is used up.Payments & Digital Banking