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Debt Service to Income Ratio (DTI)DTIऋण भुक्तानी आम्दानी अनुपातThe debt service to income ratio compares a borrower's total loan repayments (principal and interest) with his or her gross income over the same period.RatioLoans & CreditDeprived Sector Lendingविपन्न वर्ग कर्जाDeprived sector lending is the minimum share of total loans that NRB requires banks to lend to low-income and socially backward people, directly or through microfinance institutions.RatioLoans & Credit